The Benefits of Just-in-Time Learning

I am in the fortunate situation to have my grandmother live next door to me. I drive past her home every day to and from the office. One day last week I was driving home and I noticed her car was in the driveway instead of the garage and that her trunk was wide open. This was out of the ordinary. I pulled right into her driveway to investigate. There in her trunk was a 50lb bag of salt! It hit me that she normally asks me to unload this and to place it in her brine tank. Laughing to myself, I pick up the bag and carry it into the house and empty the salt into the tank. I then ask my grandma why she did that. She quipped, “Because grandson, I knew you would forget, so I wanted to make it as easy as possible for you to remember.”

I doubt my grandmother is familiar with the concept of “just-in-time learning” but she executed this approach flawlessly. Just-in-time learning is a strategy for meeting someone’s needs when it arises. Planning for just-in-time learning requires anticipating what information is needed, when they will need it and where they may be when they experience this need. The goal is to adequately educate the individual but not overwhelm them with information that isn’t pertinent to their situation. This should result in knowledge retention and a sense of empowerment.

It is likely you have picked up information about retirement planning along your journey, but it is unlikely that you remember all the details and nuances.  Or worse yet, the information you learned in the past is no longer relevant!

The retirement landscape is ever changing and planning for retirement is something that certainly benefits from just-in-time learning. One way we have found to effectively deliver this just-in-time learning is by hosting live education classes through local library systems. Historically we have taught these courses in person but given the impact of COVID-19 on social gatherings we have decided to deliver them virtually. We know people still need help making decisions surrounding their retirement and we plan to deliver an equivalent amount of value someone would get in our in-person class, virtually.

Topics Covered:

  • How to create an income in retirement 
  • Common mistakes retirees make and how to avoid them
  • Social Security claiming strategies
  • Understanding retirement accounts
  • How to invest in retirement 
  • Taxes in retirement


Along with the above topics, there is time reserved for Q&A to help clarify any of the topics discussed.

Below is a link to all of the education events we currently have on our calendar. Please sign-up if you are interested in attending.

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By Gage Paul

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck